Paying For Medical Costs After a Rear-End Auto Accident

Personal injury claims that result from rear-end auto accidents in Wisconsin are paid by the at-fault driver’s insurance. These claims include coverage of medical bills and expenses. When the accident is a rear-end auto accident, there is often an automatic assumption that the driver who hit the car in front of them is at-fault. However, this is not always the case and sometimes, even rear-end accidents can result in a shared liability situation. When liability is shared between the two drivers, determining who pays for medical expenses is less clear-cut and recovering compensation takes longer.

Payment Options for Medical Costs

After an accident, you will have to cover your immediate medical expenses either through your health insurance  or out-of-pocket. These expenses will be added to the total value of your personal injury claim.

In addition to your health insurance, there are three other sources of potential coverage for medical expenses:

1. Medical Payments Coverage. This auto insurance coverage is not required in Wisconsin, but it must be offered to policyholders. It is an addition to your own auto insurance policy. If you have this coverage, it can help pay for your medical care regardless of fault.
2. The Other Driver’s Insurance. If the other driver is at-fault for the accident or has a greater liability than you, his or her insurance is responsible for damages under their liability coverage.
3. Uninsured/Underinsured Coverage. Underinsured and uninsured motorist coverage is available through your own auto insurance policy. This coverage can be used to cover expenses incurred from an accident with a driver who was underinsured or who did not have insurance. Wisconsin requires drivers to carry underinsured motorist coverage (UIM) of at least $25,000 per person and $50,000 per accident, but does not require drivers to carry uninsured motorist (UM) coverage.

Covered Damages

Victims are eligible for compensation for a variety of damages in a rear-end auto accident in Wisconsin. These include:

• Medical expenses
• Lost wages if you missed work while recovering
• Loss of future earning capacity
• Pain and suffering
• Emotional anguish
• Loss of enjoyment of life
• Loss of consortium

Strengthen Your Rear-End Auto Accident Claim With Help From The Personal Injury Attorneys at Eisenberg Law Offices

The Wisconsin personal injury attorneys at Eisenberg Law Offices are here to help injured car accident victims navigate the insurance claims process and receive compensation for their medical costs. We represent our clients by:

• Investigating the accident and related injuries.
• Gathering evidence to support your case.
• Ensuring a fair and thorough analysis of liability.
• Helping you determine damage amounts and compensation requests.
• Acting as your representative with insurance companies and other third parties.

If you were injured in a rear-end auto accident, contact us to arrange a free consultation. We can help you determine if you have a personal injury case and how much compensation you may be eligible to receive.

Call Eisenberg Law Offices at 608-256-8356 or email info@eisenberglaw.org to arrange your no-risk, no-obligation consultation.