Car Accident Attorneys Urge Drivers To Secure Additional Coverage For Car Accidents With Uninsured Motorists

Automobile insurance provides drivers with financial protection after an accident. Depending on the coverage obtained the insurance can help pay for damages you or the driver cause, and injuries you or even your passengers sustain in an accident. The key to this protection is having the right coverage in place. One area of coverage that is often overlooked, but which our car accident attorneys recommend purchasing, is Uninsured Motorist Coverage (UM) and Underinsured Motorist Coverage (UIM).

The Basics Of UIM Coverage

UM and UIM coverage helps cover the cost of damages, injuries, or even death to the insured and his/her passengers if the accident was caused by a driver who did not have insurance, who did not have adequate coverage, or who is unknown, as in the case of a hit-and-run accident.

The State of Wisconsin does not require drivers to obtain UM or UIM coverage. The only auto insurance required by the state is liability coverage of:

• $10,000 for property damage
• $25,000 for the injury or death of one person
• $50,000 for the injury or death of more than one person

Most of the time, the minimum coverage that is required by Wisconsin just isn’t enough to cover the total cost of the damages. It’s up to you to work with your insurer to make sure you have all of the coverage you need to be fully protected in an accident. Ask them about UM and UIM coverage; you may be surprised to find that it’s a relatively inexpensive policy add-on that can more than pay for itself if it’s ever needed.

Car Accident Attorneys Can Help You File A Claim After An Accident

If you have been involved in an automobile accident and are having trouble filing a claim or getting a claim paid, contact the car accident attorneys at Eisenberg Law Offices. Our firm has more than 30 years of experience in car accident cases. Call us at 608-256-8356 to arrange a free consultation.