Bike Accident Medical Costs | Paying For Medical Costs
4 Ways To Pay For Medical Costs After A Bike Accident in Wisconsin
If you have been unfortunate enough to be involved in a bike accident with a vehicle in Wisconsin, chances are you have been injured, possibly severely. The medical costs for your recovery can be extensive and feel overwhelming, but there are several options available to help you pay for these costs.
Paying for Health Care Expenses After a Bike Accident
- Personal Health Insurance. Personal health care coverage can be used to pay medical bills after a bicycle accident. Exactly how much your insurance will cover is different for everyone because insurance coverage differs from provider to provider and from policy to policy. You may have a co-pay and need to meet deductibles before coverage kicks in but in general, personal health insurance should cover ER visits, surgery, physical therapy, and prescription medications. You might also have funds in a HAS or FSA account that could be used to cover certain medical expenses as well.
- The Other Party’s Auto Insurance. The other party’s automobile insurance will not pay for your medical expenses until the claim is completely settled.
- Your Own Auto Insurance. If you have auto insurance that provides for medical payment coverage, that will help pay for medical costs.. Check your policy for medical payments, Uninsured or Underinsured Motorist Coverage. These coverages help protect you against injuries from uninsured drivers.
- Settlement Liens. Your health insurance provider will place a lien against your settlement award if the insurer paid for your medical costs. If a lien is placed on your settlement, your attorney will make sure the appropriate lien holders are reimbursed
Receive Help With Your Medical Claim From Our Wisconsin Bike Accident Attorneys
There are many options available to pay medical bills after a bicycle accident, but you might need help identifying them and then navigating the claims process to receive the full compensation you are due. When that happens, contact the bicycle accident attorneys at Eisenberg Law Offices. We offer free consultations to help you understand your situation and your options. Schedule your consultation by calling 608-256-8356 or emailing firstname.lastname@example.org.